The ability to receive a small amount of cash during a debit or credit card transaction at a retailer is a financial convenience many consumers utilize. This service provides immediate access to funds without requiring a separate trip to an ATM or bank. For example, a shopper making a purchase might request an additional $20 or $40 in cash back, which is then added to their total purchase amount.
This feature offers several advantages. It streamlines the process of obtaining cash, particularly in situations where ATMs are unavailable or inconvenient. It can also help consumers avoid ATM fees charged by out-of-network providers. Furthermore, retailers may benefit from increased customer spending as a result of this convenient cash access.